When you choose FXCM Markets, you are choosing more than a place to put your money. You are choosing a place to put your trust and get a chance to accrue interest on your accounts with us.

Terms and Conditions | Frequently Asked Questions

How is the interest calculated and how does it work?

To see if you are currently earning interest, go to MyFXCM and run an "Account Statement".
At the bottom of the statement, look for "MargInterest" or "Interest on Usable Margin".

In that section, you will see the interest you are earning. Interest on usable margin is paid monthly. The credit typically arrives within seven business days of the month's end.

The 2.5% APR is paid out on your average usable margin for the month. Each day at approximately 5 p.m. EST, a snapshot is taken of the usable margin in your account. This is added up and divided by the number of days in the month (provided that the account was open for the entire duration of the month). Interest is paid on the average usable margin in the account for the month paying interest for each day the account was open and eligible to receive interest.


  • In a 31-day month, an account that has USD 50,000 in usable margin every day at the 5 p.m. snapshot calculates interest payments as follows:
  • [(Total Sum of Usable Margin from Daily Snapshot/Days in the Month) x (0.025)] ÷ (months in a year) = monthly payout

What if I open my account in the middle of the month?

  • You may still earn interest; you simply have fewer days used in the calculation. See the description above for calculating interest.

Is there a limit to how much I can earn?

  • The maximum amount you can earn interest on is USD 50,000. However, there is no limit to the available equity or usable margin that you can have in your account.

If I close my account, how do I receive interest?

  • In the event that an account's full balance is withdrawn prior to interest being credited, rights to such interest are forfeited and credit will not be made to the account.

What if I do not want to earn interest on my account?

  • You can disable interest payments on your account. To request this setting, please email admin@fxcmmarkets.com

Please note: FXCM may change interest rate at any time at our discretion and Interest is only available for FXCM Retail clients who are not on commission based pricing models.

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FXCM Markets is a part of the FXCM group of companies (collectively, the "FXCM Group"), with offices around the world. When you put your trust with FXCM Markets, you get the opportunity to earn interest of up to $1,250 on non-invested funds up to $50,000.

Your funds are held at highly regulated United States and United Kingdom banking institutions.
You have our assurance that your money is freely accessible whenever you need it.
Our highest value is providing you with 24/5 award-winning customer service.

FXCM Markets is a subsidiary of FXCM. FXCM has highly trained employees in offices around the world. Our dedication to you is part of the reason why we earned the title Best Overall Client Satisfaction multiple times*. A friendly member of our staff is always available to assist you.

Contact FXCM Markets


All FXCM Markets accounts are denominated in US dollars. You can choose from several secure funding options, learn more.

Ready to fund your FXCM Markets account today?

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You can start earning interest by opening an FXCM Markets account and depositing funds. All accounts are also equipped to trade Forex and CFDs. The money you don't use for trading accrues interest at a rate of 2.5% APR.

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